Rent vs buy in Anacostia & Hillcrest
Washington, DC · ZIP 20020 · computed from 211 active listings within about 1.5 miles on August 26, 2026
The one number that matters
Renting a 1-bedroom here costs $1,500 a month at the median. Owning a matched 1-bedroom costs about $910 a month all in on the homes the engine actually matches here, typically around $79,633: mortgage, taxes, insurance, maintenance, and any HOA.
The market right now
- 1-bedroom: $1,500/mo median rent
- 2-bedroom: $1,795/mo median rent
- 3-bedroom: $2,060/mo median rent
studio, 4-bedroom, and 5-bedroom rentals are not shown: fewer than 5 active listings, too few to publish a median from.
211 homes actively for sale within about 1.5 miles, spanning 1 studio, 19 1-bed, 66 2-bed, 70 3-bed, 32 4-bed, 9 5-bed, 5 6-bed. 173 of them sit inside 20020 itself.
Rent medians over 65 active rental listings in 20020.
What buying takes
- 1-bedroom: $129,900 median list price (market context, not the basis)
- 2-bedroom: $359,000 median list price (market context, not the basis)
- 3-bedroom: $435,000 median list price (market context, not the basis)
- 4-bedroom: $525,000 median list price (market context, not the basis)
- 5-bedroom: $665,500 median list price (market context, not the basis)
All-in monthly to own: $910 for a 1-bedroom, $1,071 for a 2-bedroom, $1,560 for a 3-bedroom - mortgage, taxes, insurance, maintenance, and any HOA carried.
Cash to close on a matched 1-bedroom: about $18,316 ($15,927 down plus $2,389 closing), on the homes the engine actually matches here, typically around $79,633.
When buying pulls ahead
Buying a matched 1-bedroom here (on the homes the engine actually matches here, typically around $79,633) overtakes renting and investing the difference around year 1. By year ten the gap is about $117,107 in favor of owning.
The roommate math nobody shows you
A matched 2-bedroom here runs about $1,071 a month to own on the homes the engine actually matches here, typically around $113,600. Split two ways, that is about $536 per person. Qualifying for the same home solo takes roughly $36,000 a year at the standard 36 percent lender cap: rent splits between people, a mortgage qualification does not.
On the market in Anacostia & Hillcrest
| Address | Beds | Price | Cash to close |
|---|---|---|---|
| 3105 Naylor Rd SE APT 201 | 1 | $54,900 | $12,627 |
| 1800 28th Pl SE APT 2 | 1 | $109,999 | $25,300 |
| 2760 Naylor Rd SE APT 104 | 1 | $74,000 | $17,020 |
| 3109 Naylor Rd SE APT 204 | 1 | $68,999 | $15,870 |
| 1907 Good Hope Rd SE APT 108 | 1 | $85,000 | $19,550 |
| 2642 Birney Pl SE APT 101 | 1 | $129,900 | $29,877 |
The engine's own top matches for a typical renter here; each cash-to-close is 20 percent down plus closing on that home's price.
Keep exploring
- Shaw & Bloomingdale · own from about $2,039/mo
- H Street Corridor & Trinidad · own from about $1,659/mo
- Capitol Hill & Navy Yard · own from about $1,784/mo
- Logan Circle & Downtown · own from about $1,977/mo
- Georgetown & Burleith · own from about $1,525/mo
- All Washington, DC neighborhoods
- Introducing LeaseLens: how the rent-vs-buy math actually works
Common questions
Is it cheaper to rent or buy in Anacostia & Hillcrest?
The median 1-bedroom rents for about $1,500 a month, while owning a matched 1-bedroom runs about $910 a month all in (mortgage, taxes, insurance, maintenance, and any HOA) at a typical price of $79,633.
How long until buying beats renting in Anacostia & Hillcrest?
On current figures, buying pulls ahead of renting and investing the difference around year 1 for a matched 1-bedroom here.
How much cash do I need to buy in Anacostia & Hillcrest?
About $18,316 covers a 20 percent down payment plus closing costs on a matched 1-bedroom. Lower down payment paths exist; this is the standard construction.
Can roommates buy together in Anacostia & Hillcrest?
Splitting a 2-bedroom two ways runs about $536 per person each month, while qualifying for the same home solo takes roughly $36,000 of annual income at the standard 36 percent lender cap.
Run it on your actual lease
These figures describe a typical renter. Upload your lease and LeaseLens computes the same comparison on your real rent, income, and savings, then watches the market for you.
Analyze my leaseData updated August 26, 2026.
How these numbers are computed
Every figure comes from the same engine that powers the LeaseLens comparison, run over live inventory in 20020: rent medians from active rental listings, ownership costs from the engine's top-matched-homes construction, and the crossover year from its 30-year net worth projection. The reference buyer is a solo renter with good credit, a $100k income, 20 percent down, and cash covering the close. Your own lease and finances will move every number, which is what the full comparison is for.